Saving and Investing 101

What we need aren’t just wishful thinking to save and invest someday BUT careful planning, informed decision-making, and well thought of action-taking to make sure that you can finally take charge of your finances.

To help you get started, here are our top blogs and episodes categorized for your ultimate learning experience!

How will you invest if you do not have money to invest? IPON MUNA! Everything about SAVING & BUDGETING here:

How to Save & Budget Wisely
Want to Save Money? Go on a Diet!
Ang Pera Mo at Ang Halaga Nito
Is What You’re Buying Worth It?
Episode 6 – Budgeting and Personal Finance

If you already have enough savings for emergency fund and other purposes, it’s time to start INVESTING! In this section, learn how to choose the investment that is perfect for your budget, lifestyle, and purpose.

What is a Good Investment?
Learn the Importance of Setting a Financial Goal
Episode 9 – Long Term vs Short Term Investment
Episode 12 – Social Cost of Investing

Did you know that with P5,000, you can be part of successful businesses in the Philippines? How? Learn more about investing in the STOCK MARKET here:

Be a Partner with Business Tycoons
5 Easy Steps to Start Investing in the Stock Market
Can a Student Invest in the Stock Market?
Peso Cost Averaging explained
Episode 1 – Stock Market

If you do not have the time, patience, and expertise to monitor the stock market, you have an option to invest in a MUTUAL FUND.

Ano Nga Ba ang Mutual Funds?
Episode 2 – Mutual Funds

Learn how an INSURANCE policy can protect your family
and your other assets:

Episode 3 – Insurance / VULs
Episode 10 – Insurance 2
How to Claim an Insurance Policy
Life Insurance Companies – Infographic

If you are an OFW, learn your different investment options here:
Episode 11 – OFW Investments
Money Lessons OFWs Should Know
Online Seminar

Happy learning and smart investing!

The Cost of Dying in the Philippines

Cost of Dying in the Phillippines

It’s that time again in November when most Filipinos remember their departed loved ones. Others even travel in very far provinces just to commemorate All Soul’s Day.

Also during this season, Filipinos think about their own passing and assess if they’re actually prepared for it or not. Depending on one’s religion, there are different ways to prepare. But another aspect we can also look into is the cost of dying in our country. Simply put, magkano na nga ba mamatay ngayon?

Cost of dying

Now, we don’t want to sound insensitive in considering death an expense. But if one doesn’t prepare for this kind of expense, it can add to the burden to a grieving family, right?

The cost of dying can range from several thousand pesos up to a million. Because this topic isn’t usually discussed, most Filipinos find themselves financially unprepared when faced with the inevitable.

To give you an idea how much funeral and other services usually costs, here’s our Infographic. [Read more…]

Signs of Scams in the Philippines

SIGNS OF SCAMS IN THE PHILIPPINES

Despite the constant warnings, some Filipinos can’t seem to resist the idea of earning sky-high returns with only minimal effort on their part. This is the reason why every after few years, madami pa rin ang naloloko sa investment scams katulad ng nangyari last year sa Pagadian City.

SCAMS infographic

Did you know that aside from investment scams, there are others that try to victimize our fellow Filipinos daily? Here are some of them according to the Department of Trade and Industry: [Read more…]

Latest PESOS AND SENSE Blogs

latest

Learn from our latest blogs as we share the importance of financial education, the benefits of investing, and how you can start saving for your future.

Want to Save Money? Go on a Diet!
Want to Save Money? Go on a Diet!
Aya’s Dubai Adventure
Aya’s Dubai Adventure
How to Claim an Insurance Policy
How to Claim an Insurance Policy
Warning: Investment Tips on Facebook
Warning: Investment Tips on Facebook

 

 

 

 

 

What is a Good Investment?
What is a Good Investment?
Keeping Calm and Investing On
Keeping Calm and Investing On
Money Lessons OFWs Should Know
Money Lessons OFWs Should Know
magic numberthumb
PESOS AND SENSE

[Read more…]

Latest Pesos and Sense Blogs of 2013

latest

Learn from our latest blogs as we share the importance of financial education, the benefits of investing, and how you can start saving for your future.

Wealth is Health
Wealth is Health
saving
How to Save and Budget Wisely
Can a student invest in the stock marketthumb
Can a Student Invest in the Stock Market?
magic numberthumb
What is Your Magic Number?

 

 

 

 

 

Financial
Who Needs Financial Literacy?
ping pongthumb
The Social Cost of Investing
resolutionthumb
Money Resolutions for 2013
magic numberthumb
PESOS AND SENSE

[Read more…]

How to Save & Budget Wisely

saving1Practical Money Tips for Filipinos

How can you invest, if you do not have enough money to invest? Ipon muna!

Aside from acquiring knowledge, knowing how to save and budget wisely is one of the keys to smart investing. Failure to do this simple step properly might prevent you from investing regularly.

We have mentioned in our previous blogs that investing is a journey. (Read our top blogs here) If your chosen investment is the vehicle to get to your destination, saving and budgeting is the fuel that will keep it going.

The Saving Habit of Filipinos:

RECEIVE salary – SPEND salary = SAVE the leftover

Saving Habit of Filipinos "Receive Salary -Spend =Save the leftover

“I will start investing once I have extra money.” Sounds familiar? This is a common scenario once the salary is received. But after spending, more often than not, there won’t be any leftover and investing is put off until [Read more…]

Who Needs Financial Literacy?

Who needs financial literacy

Whenever the topic of financial education is brought up, most Filipinos brush it off thinking that it is only for businesspeople or for the “rich”. The truth is, we all need it. If you want to be free financially or if you want to be rich, you need to learn this!

Although we don’t pay much attention to it, it does affect our daily lives. To put a child to school, to own a house, to drive a car, to pay the bills – all of these will be affected by both having and not having the knowledge about handling money wisely.

Financial literacy

Money and Knowledge

People think that acquiring huge sums of money will solve their problems. It may be true for some, but without the knowledge to handle it correctly, others might find themselves in a [Read more…]

The Social Cost of Investing

social-cost-of-investingOne of the most common excuses we hear from people who never get started to invest is “Next time na lang, when I have extra money.”

This was also Pong’s excuse when Ping encouraged him to invest as well. (Read their story again here: How to Use Time to Make Millions)

Let us take a look at why Pong never got to invest early.

ping pong

Pong is such a social person. He never missed lunch-outs with his officemates where they bond at different restaurants. He spent around P200 a day for this. [Read more…]