Aya’s Christmas Message


Dear Smart Investors,

Let me start off by thanking each and every one of you for making this a fruitful year for us here in Pesos and Sense.

Our online community in Facebook has now reached almost 17,000 likes. Thank you for your active participation in our discussions and for trusting us to answer your personal finance and investment questions.

I would also like to thank everyone who attended our seminar series, “Make Your Money Grow” and “Time Value of Money”. Now more and more Filipinos are being financially literate, on their way to financial freedom.

As a way of giving back to our followers, we launched our website where you can watch our videos and read our blog. In case you missed them, here are our top 10 most-read entries:


May you have a Merry Christmas and a Prosperous New Year!

Yours truly,

Aya Laraya


Aya Laraya

public seminarofw


  1. olive says

    I’m so thankful for pesos and Sense that I gained and learned so much about financial matter. Pesos and sense is really a Good and informative show. a highly recommended Show for all the Filipinos.More power and God speed to PESOS and Sense !!

  2. says

    Merry Christmas Boss Aya! Glad that you have this financial literacy advocacy to better our financial lives.

    Suggestion: During your book launch in case there will be, can you also have with you the person who acted “Ping and Pong” for a possible photo opps with the kids. I feel the video message about personal finance (especially with starting to save and invest early in a person’s life) will be greatly reinforced. Thanks

  3. java says

    Greetings Mr. Aya:
    I saw your presentation of Ping & Pong. May I know specifically which instruments are offering compound interest. Provided I invest only 1 time.

    Is BPIPhilamlife Money Tree offers compound interest?

    Thank you and hope for your advise.


  4. jollibee says

    Hi Sir Aya,

    May I ask what will be the difference / additional content of your seminar module 3 compared to COL’s fundamental analysis seminar?

    • says


      Thank you for your interest in our seminar.

      The main difference of our Module 3 seminar from COL is that our discussion about methods/models for Fundamental Analysis would be more in depth.

      Also, we will share with you how to find relevant data from other available resources

  5. says

    Nevertheless, I am very bullish on the gold mining stocks.
    It is the unsustainable propping up of Wall Street and the stock market, while leaving
    the rest of the economy stagnant. Some options include fixed-income securities, stocks, and gold.

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