Isa sa mga pinaka-popular na investment ngayon para sa mga Pinoy – lalo na sa mga OFW, ay ang pagbili ng condo. Halos mula sa paglapag sa airport hanggang sa mga mall ay may mga nag-aabot ng mga flyer at brochure na nagbebenta ng iba’t-ibang condo project. Ngayon, kung ikaw ay nag-iisip na bumili ng condo, ito ang mai-papayo ko sa iyo.

Ngayon pa lamang sabihin na natin ito: totoong magandang investment ang condo KUNG pinag-isipan ito ng maayos. Gaya nga ng lagi naming sinasabi #aralmunabagoinvest kaya huwag na huwag maglabas ng pera para sa condo para lang maki-uso sa ibang mga kaibigan. Sa halip, pag-isipan at pag-aralan ang mga sumusunod.

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One of the more popular ideas or strategies Pinoys have when it comes to generating income is buying properties and renting them out. After all, the image is sooo alluring — You work. Buy a property. Rent it out. Sit around and collect money on a monthly basis.

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In this third part, let us take a look at some issues landlords will face once they have a tenant.

DELAYED PAYMENTS

As we mentioned in part 1, the ideal situation is that your tenant issue you post-dated checks for the entire duration of the lease contract. However, the fact is that not all Pinoys have checking accounts but even a checking account is NO guarantee that you will be paid on time.

So, what do you do when your tenant’s payment is late?

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Plainly speaking, we Pinoys have a culture of “Home Ownership”. Para sa atin, owning a house is one of THE milestones in life and many tend to think of renting as a waste of money — in fact I have seen ads touting renting as “nagtatapon ka ng pera”. I can see where they are coming from, and I agree to a certain point, but what they tend to gloss over are the hidden costs that come with owning a house — costs that were once again brought to the fore by last night’s bad weather.

What am I talking about? Time and stress.

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