Signs of Scams in the Philippines


Despite the constant warnings, some Filipinos can’t seem to resist the idea of earning sky-high returns with only minimal effort on their part. This is the reason why every after few years, madami pa rin ang naloloko sa investment scams katulad ng nangyari last year sa Pagadian City.

SCAMS infographic

Did you know that aside from investment scams, there are others that try to victimize our fellow Filipinos daily? Here are some of them according to the Department of Trade and Industry:

1.       Marketing Scam

This kind of scam usually operates in malls. A professional looking person will approach you and offer a scratch coupon for a chance to win a prize. Dahil wala naman mawawala, you scratched the card and it says you won the GRAND PRIZE!

In order to claim the prize, you will be asked to purchase one of their items. And since it’s for a limited time only, you will be persuaded to purchase an item you don’t need in order to claim a grand prize that doesn’t exist.

2.       Text Scam

Have you ever received this kind of text?

“Congratulations! Your cellphone number won P700,000 at the Philippine Charity Foundation’s third anniversary raffle draw last November 5, 2007. For more info, send your name and address. Call right now. Per DTI Permit No. 1234. Thanks.”

The moment you contact them, they will ask for the bank account number where they will deposit your cash prize. If you hesitate, they will assure you that without your PIN number or signature, your bank account is safe. Sayang nga naman kung sakaling nanalo ka nga talaga, kaya binigay mo yung bank account number mo.  Magugulat ka nalang isang araw pag-withdraw mo sa banko, wala na ang savings mo.

There are other similar scams like Fraud Bank Email and Fake Lottery or Sweepstakes. They come in different name and form, but they all have the same goal in mind: TO TAKE MONEY FROM YOU.

In order to prevent this from happening, here are some signs of scams that you should be aware of and protect yourself from.

SCAMS infographic

When you encounter any of these or anything similar, UMIWAS KA NA. Wag ka nang manghinayang sa maari mong mapanaluan, kung kapalit naman nito ay iyong perang pinaghirapan.

Like we always remind everyone, protect your money because others are planning to take it from you!

Protect yourself from investment scams! Watch our episode about it here. You can also read: How to Avoid Investment Scams


  1. rachel says

    hi! legit nman yung fami dba po? its my first time to invest kase, and nagwoworry kase ako i gave them my bank account. is it true by knowing the account no. puede na xang mawithdraw ng ibang tao khet hndi sila may ari ng account? thanks!

  2. says

    hi sir Aya,i’m happy because colfinancial group approved my application within oneweek, today i received my
    account number,and i’m sad at the same time kc po wala pa akong pera para sa fund,by the way maraming salamat po
    talaga sayo at sa iyong programa at pasensya na po di ako nkapag online seminar wala po kc akong credit card,God Bless po.

  3. says

    Hey, I’m from Pagadian City and the issues with Aman Scam is close to my heart. Victims include my close relatives and former classmates. I have an aunt who invested her retirement money and left crying now. A teacher committed suicide coz her retirement money was all gone.

    I was lucky to have been reading investment books and warned them that it was a scam but they won’t listen. They told me that it’s legit coz our mayor invested there,too. I kept insisting that they should pull out their money but they won’t listen. I kept posting in forums and Facebook to let Pagadianon know that it’s a scam but they won’t listen. I even contacted the PSE/DTI to investigate the Aman. I did my share on letting them know and sadly, they did not heed my warning:( . As a newbie investor, I was so proud of myself for spotting right away that it was a scam but so sad that a lot got victimized.

    • says

      Very attractive kasi talaga ung chance to grow our money exponentially…to the point na hindi ka na nakakapagisip ng tama. Sabi nga nila, “If it’s too good to be true, then it probably is.” Kudos to you for doing your best in warning them! In the end though, decision pa din nila un so don’t ever feel bad. Ngaun siguro ng time to help and encourage them kasi most likely they will be afraid of investing, even in legit ones. =)

  4. Shaina says

    Info:From PCF (Phil’s Charity Foundation) :Ur Sim #Won (Php780,000.00)2nd prize winner.Draw last.Oct/26/13/ Maagang Pamaskong Handog Pangkabuhayan From Sen.Cynthia Villar. To claim this prize Pls Call me Now I’m Atty,Emmanuel L.Caparas/ Info/Incharge DTI permit #2748 series of 2013.

    is this a SCAM?. I can’t figure it out.. hmmm.. nag text sila kanina.. ito ung ginamit na no.+639264286545.. wala pa kasi akong nkktang ganito na scam sa net. tsaka ginamit nila pangalan ni Sen. Cynthia Villar at Atty. Emmanuel L. Caparas at hndi ko pa na try na tawagan.. natetemp po ako pero.. safety first.

  5. says

    I had one experience when someone calls our landline number saying that my phone number was selected (pre-drawn). They said that I should visit their store to claim my prize. I dropped the phone.

    I realized after, that I should get their company, their contact number and other details para maireport ko sa DTI.

  6. John says

    Saw your posts in your FB accoun sir aya, and one of the scam I always receive in my roaming number is the TEXT SCAM, and the reward stated is even in millions of pesos. I know it is scam, and sadly some people still fall on it. It only shows that our numbers purchased in different telecom companies in our country is not secure…

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