PESOS AND SENSE AT MONEY SUMMIT 2013


Pesos And Sense at Money Summit 2013

When it comes to investing, FINANCIAL LITERACY is the starting point. Like what I said in my previous blogs, we all need it because it does affect our daily lives.

Money Summit and Wealth Expo

That’s why here in PESOS AND SENSE, we advocate financial education. In line with this, I am glad to share with all of you that I will be part of the Money Summit and Wealth Expo 2013. [Read more…]


Keeping Calm and Investing On


Keeping Calm and Investing OnStick to Your Investment Plan Even When Others Do Not

 The stock market has been crashing the past few weeks. I’m not worried nor am I sad. As I posted in my Facebook wall, “I am keeping calm and investing on.” Why?

Aya Laraya on Facebook

The basic definition of a stock is “ownership in a business.” [Read more…]


Who Needs Financial Literacy?


Who needs financial literacy

Whenever the topic of financial education is brought up, most Filipinos brush it off thinking that it is only for businesspeople or for the “rich”. The truth is, we all need it. If you want to be free financially or if you want to be rich, you need to learn this!

Although we don’t pay much attention to it, it does affect our daily lives. To put a child to school, to own a house, to drive a car, to pay the bills – all of these will be affected by both having and not having the knowledge about handling money wisely.

Financial literacy

Money and Knowledge

People think that acquiring huge sums of money will solve their problems. It may be true for some, but without the knowledge to handle it correctly, others might find themselves in a [Read more…]


5 Money Management Tips for Christmas


5 money tips

It is Christmas time once again! The favorite holiday of Filipinos. It has been said that the Philippines has the longest Christmas celebration all over the world. As soon as BER-months arrive, we could hear Christmas carols being played. Decorations are being set up in every house.

In line with the Christmas spirit of giving, there comes a long list of inaanaks. Wealso exchange gifts in every Christmas party we attend. After all, Christmas only comes once a year so we might as well enjoy it.

Gift giving is already part of our culture. And there is nothing wrong with that. But Christmas spending [Read more…]


5 Easy Steps to Start Investing in the Stock Market


5 easy steps

It’s all over the news – the Philippine Stock Exchange (PSE) Index is reaching all-time high levels almost every day. A common Filipino may think, “I’m not interested. I’m not part of it anyway.” But wait! You can be part of it, take advantage of its growth, and make money as well.

The answer is simple–INVEST in the stock market!

Understanding the Stock Market

understanding the stock market

For PLDT to install more phone lines and for Jollibee to build more branches, they need capital to support these projects. Believe it or not, they need it from you!

To generate funds, these companies sell ownership or stocks to the public. Therefore, when you buy stocks, you become a part-owner of the company. To know more about the stock market and how it works, read this: Be a Partner with Business Tycoons

5 Easy Steps to Start Investing in the Stock Market

  1. Invest in knowledge – As we always remind everyone, “Aral muna bago invest.” Take time to study [Read more…]

Be a Partner with Business Tycoons


be a partner with business tycoons

When you go around our country, you’ll see proof of the Filipino dream of owning a business. In every corner, you’ll most likely see a sari-sari store, a food cart, or an internet shop. Year after year, you cannot stop entrepinoys from putting up a business of their own. Not all of us can afford to put up our own business or even have the time to manage it. So, how can an average Filipino go into business with only P5000?

Did you know, with that amount, you can already be part owner of every SM mall with Henry Sy [Read more…]


How to Use Time to Make Millions


How to use time to make millions

Time to make millions

Start early!

When it comes to saving money and investing for your future, it’s never too early to start. Every payday, most of us are faced with the dilemma whether to start saving today or put it off until next month.

Here’s a story of a young man who knew that he could earn more for his future by starting to save earlier.

At age 22, Ping took the first steps in making his money grow. Every month, he saved P2,000 of his monthly income. Then he placed it in a good and stable investment that gave 10% compounded interest yearly. He did it for 10 years until he was unable to add more to his investment and forgot about it.

On the other hand, his friend Pong took his sweet time before investing. He waited until the age of 40 when he had money to spare. He followed the same steps but he doubled the amount [Read more…]