Keeping Calm and Investing On


Keeping Calm and Investing OnStick to Your Investment Plan Even When Others Do Not

 The stock market has been crashing the past few weeks. I’m not worried nor am I sad. As I posted in my Facebook wall, “I am keeping calm and investing on.” Why?

Aya Laraya on Facebook

The basic definition of a stock is “ownership in a business.” [Read more…]


Money Lessons OFWs Should Know


MONEY LESSONS OFWS SHOULD KNOW

Year after year, millions of our fellow Filipinos work abroad to provide a better and secure future for their family.

True enough, OFWs are able to send their children to good schools, provide comfortable homes, and buy the things they need. But, in exchange for this, are the years they spend away from home.

What’s Happening Now

Every month, OFWs send a huge portion of their salary back home in the Philippines.

Whatever is left will be for their personal living expenses. More often than not, what is set aside for savings is spent for emergency expenses and other unforeseen circumstances in the Philippines.

Money Lessons OFWs Should KnowIndeed, they are our modern day heroes.

But, if this will be the usual scenario, [Read more…]


How to Save & Budget Wisely


saving1Practical Money Tips for Filipinos

How can you invest, if you do not have enough money to invest? Ipon muna!

Aside from acquiring knowledge, knowing how to save and budget wisely is one of the keys to smart investing. Failure to do this simple step properly might prevent you from investing regularly.

We have mentioned in our previous blogs that investing is a journey. (Read our top blogs here) If your chosen investment is the vehicle to get to your destination, saving and budgeting is the fuel that will keep it going.

The Saving Habit of Filipinos:

RECEIVE salary – SPEND salary = SAVE the leftover

Saving Habit of Filipinos "Receive Salary -Spend =Save the leftover

“I will start investing once I have extra money.” Sounds familiar? This is a common scenario once the salary is received. But after spending, more often than not, there won’t be any leftover and investing is put off until [Read more…]


Wealth is Health


wealth is health                                                                                   
Caring for Your Health Requires Caring for Your Money

“An apple a day keeps the doctor away.” This is just one of the sayings we grew up with. We’ve got dozens of these that put emphasis on health. It only goes to show that health is one of our major priorities.

health is wealth

The following are health maxims that we try to live by: eat a balanced meal, have a good night’s sleep, and drink 8 glasses of water a day. This is the ideal scenario, but let’s be honest – there are times that we just crave for junk food, pizza, and other fast food meals. Kids nowadays, instead of playing outside are glued to their video games. This is the reason why we should take extra care of our health.

You know what they always say, “Health is Wealth”. Having a lot of money is useless if you are not in good shape. How can we enjoy what  life has to offer if we are sick or lacking energy?

But aside from the fact that Health is Wealth, in today’s society, “Wealth is Health” is [Read more…]


Can a Student Invest in the Stock Market?


can a student

Most Filipinos, when they hear about the stock market, think that it is for businessmen, company CEOs, or people who have millions of pesos. Some think it is for intellectuals who understand all the graphs and can do countless analysis. But the truth is, investing in the stock market can be simple–even a student can do it!

Can a student invest in the stock market

Are you a Trader or Investor?

You may have heard of scary stock market stories where people lose so much money in such a short time. This can happen in a matter of seconds. People called “Traders” transact like this in the stock market. Mabilisang kita, [Read more…]


Top 10 Pesos and Sense Blogs


top ten

Are you looking for the best advice regarding Personal Finance and Investments? Look no further!

Our community of Smart Investors from around the world chose these top blog entries as their most read and liked posts.

Do not miss this chance to read these blog entries to help you understand personal finance and investments, the simple and easy way!

1

5 Easy Steps To Start Investing in the Stock Market

Phillipine stockmarketOne of our most Frequently Asked Question of all time: “Paano mag invest sa stock market?” [Read more…]


Peso Cost Averaging explained


PCAStock prices go up or down because of a lot of factors.
It is affected by the economy, business performance, political situation, and world events.

Stock market traders take advantage of this up and down movements.
They will buy when the prices are low, and sell when the prices are high.
This can happen in a matter of minutes. Mabilisang kita, but it is risky because the buying and selling should be timed exactly. If not, they will lose money.

What if there is a way to invest in the stock market that is steady and safer? Regardless of your age, income, and experience, you can be part of the growth of the Philippine stock market. How? through Peso Cost Averaging.

Peso Cost Averaging is a strategy that long-term investors use to invest in the stock market. It involves investing a fixed amount of money at regular intervals over a long period of time (10- 20 years).You do this regardless of the situation in the market, government, or the rest of the world.

You can master this strategy in 3 simple steps: [Read more…]


5 Easy Steps to Start Investing in the Stock Market


5 easy steps

It’s all over the news – the Philippine Stock Exchange (PSE) Index is reaching all-time high levels almost every day. A common Filipino may think, “I’m not interested. I’m not part of it anyway.” But wait! You can be part of it, take advantage of its growth, and make money as well.

The answer is simple–INVEST in the stock market!

Understanding the Stock Market

understanding the stock market

For PLDT to install more phone lines and for Jollibee to build more branches, they need capital to support these projects. Believe it or not, they need it from you!

To generate funds, these companies sell ownership or stocks to the public. Therefore, when you buy stocks, you become a part-owner of the company. To know more about the stock market and how it works, read this: Be a Partner with Business Tycoons

5 Easy Steps to Start Investing in the Stock Market

  1. Invest in knowledge – As we always remind everyone, “Aral muna bago invest.” Take time to study [Read more…]

Be a Partner with Business Tycoons


be a partner with business tycoons

When you go around our country, you’ll see proof of the Filipino dream of owning a business. In every corner, you’ll most likely see a sari-sari store, a food cart, or an internet shop. Year after year, you cannot stop entrepinoys from putting up a business of their own. Not all of us can afford to put up our own business or even have the time to manage it. So, how can an average Filipino go into business with only P5000?

Did you know, with that amount, you can already be part owner of every SM mall with Henry Sy [Read more…]